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For a pre-existing medical condition, a member may have to wait up to a year for coverage of the condition if treatment was recommended or received within the 6 months prior to the date of enrollment. The waiting period may be reduced if the individual was previously covered and applied within 63 days of expiration of coverage. It is important that insurance coverage does not lapse beyond this point. Contact NYSID or the individual health insurer for details about the pre-existing condition waiting period
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