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New York Consumer Guide to HMOs - Go to Homepage

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Using This Guide

The Following Information Will Assist You In Using This Guide:

How Do HMOs Work? - Similarities and differences between HMOs and HMO/POS options

How to Choose an HMO - A step-by-step guide

Terms You Should Know - Health Insurance terms used in the Interactive Guide

Data Sources - Data source(s) for the information presented in this Guide

NEW: Types of Complaints - Table explaining the different types of complaints

NEW: Crosswalk of Health Insurer Names - Explains plan name differences

NEW: Worksheet to choose an HMO - Organize and assess information about the HMOs available to you

State of New York

David A. Paterson
Governor

State of New York
Department of Insurance

Eric R. Dinallo
Superintendent of Insurance

State of New York
Department of Health

Richard F. Daines, M.D.
Commissioner